Yes! The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report.

There are two main parts, disputing negative information affecting your credit and building credit to aid in increasing your credit score. We show you how to do both.

While we provide you with the information necessary to repair your credit, you see how to address bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans. It’s an easy process that you will quickly be able to master.

Credit monitoring allows you to effectively track your progress, updates, and provides access to scoring information from all 3 credit bureaus. Each bureau has the ability to report different information (For example; you may have a collection with Transunion but not Experian). Free monitoring, such as Credit Karma, does not offer this.

You can start to see results in as little as 30 days. While every person’s situation is different, most people can expect to see huge improvements in 6 months. We show you how to monitor your progress every step of the way.

We don’t charge any money for our service. Therefore, you get to keep all of the money you otherwise might have spent paying somebody else hundreds if not thousands to fix your credit. We do get compensated by some firms for recommending their valuable services to you, but if they help you achieve your credit success then it’s worth it. Bottom line is we want you to succeed. When you win we win.

Yes, you can. However, be prepared in knowing it takes a lot of time and effort to effectively complete the job; including studying credit law to educate yourself, contacting creditors, collection agencies, the 3 bureaus, verifying information, settlements etc… Many people choose to have a credit expert complete the work on their behalf as it is their profession- similar to having a mechanic perform your car’s repair.

No. This is an informational site designed to help you fix your credit and achieve your financial dreams. There are no commitments.